The Cambodia Microfinance Association (CMA), in collaboration with Water.org, successfully hosted an international training course on “Enhancing Financial Inclusion through Digital Financing Solutions” for financial institutions participating in the Water Credit Adoption Program (WCAD) in Singapore on 28th and 29th August 2025.
The training aimed to highlight the pivotal role of digital financing in strengthening and expanding access to inclusive financial services, particularly for innovative digital water and sanitation solutions in Cambodia. Participants had the opportunity to learn best practices in digital lending platforms, gain knowledge on credit assessment and risk management, and explore digital data collection as well as the development of strategies to improve access to water and sanitation loans for local communities.
During the training, Mr. Chhorn Vattanak, CMA’s Secretary General, emphasized the important role of digital lending in providing convenient, safe, and client-centered access to water and sanitation loans. He noted that digital lending not only enhances operational efficiency and reduces costs for institutions but also increases customer access, thereby fostering financial inclusion and improving the quality of life in underserved rural communities.


